Behavioral Biometrics & UX Security: Balancing Convenience and Fraud Prevention
Sajindas Devidas · International Journal of Emerging Trends in Computer Science and Information Technology · 2025
Behavioral biometrics is rapidly emerging as a digital banking technology, offering a robust defense against fraud and a seamless user experience. Unlike traditional methods that rely exclusively on static credentials such as passwords, PINs, or security questions, which can be stolen, guessed, or intercepted, behavioral biometrics continuously monitors subtle user interactions with devices to verify identity. By analyzing how individuals type, swipe, hold, or navigate an application, behavioral biometric systems create unique behavioral profiles that are extremely hard to replicate. This continuous, background-driven authentication prevents account takeovers and fraudulent transactions and minimizes friction for legitimate customers. For financial institutions, this means safeguarding trust and convenience, two pillars essential for long-term customer retention in an increasingly digital-first landscape