Advancing Islamic Finance With Blockchain and Generative Artificial Intelligence
Early Ridho Kismawadi, Mohammad Irfan, Ajay Kumar Yadav · Advances in computational intelligence and robotics book series · 2025
This research aims to explore the potential transformation of the integration of blockchain technology and generative artificial intelligence (Generative AI) in Islamic finance, which is in accordance with the principles of transparency, sustainability, and inclusion in Islamic finance. The methods used include conceptual analysis of blockchain applications, such as the tokenization of halal assets and smart contracts, as well as the role of generative AI in optimizing decision-making, fraud detection, and personalization of financial services. The results show that the integration of this technology improves efficiency, security, and sharia compliance in financial services, expands financial inclusion for low-income communities, and supports sustainable investment through the implementation of ESG standards. The implications of this study include a significant contribution to the development of a fairer, more transparent, and responsive Islamic financial system to global challenges such as climate change and economic inequality.