Intelligent Cybershield: Developing Artificial Intelligence For Secure Internet Banking
Idam Eugene Oko, Iroh Chioma U., Onuohah Frank Lotanna, Onyeonwu Chekwube Chukwunwendu · International Journal of Research Publication and Reviews · 2025
The rapid growth of internet banking has increased the vulnerability of financial transactions to cyber-attacks, resulting in significant economic losses.To counter this threat, this research focuses on developing an Artificial Intelligence (AI) system specializing in cybercrime security for internet banking.The proposed AI framework integrates machine learning algorithms, natural language processing, and anomaly detection to identify and prevent fraudulent transactions in real-time.The system analyzes user behavior, transaction.The increasing adoption of internet banking has raised concerns about security and privacy in Nigerian banking system.Cybercriminals are using sophisticated techniques to compromise online banking systems, resulting in financial losses and damage to customer trust.To address this challenge, we propose the development of an "Intelligent Shield" -an artificial intelligence (AI) system designed to detect and prevent cyber threats in internet banking.The Intelligent Shield system utilizes machine learning algorithms to analyze user behavior, transaction patterns, and system vulnerabilities to identify potential security threats.The system can detect anomalies in real-time, alerting bank security teams to take prompt action.Additionally, the Intelligent Shield system can predict and prevent fraudulent activities, such as phishing attacks and account takeovers.The development of the Intelligent Shield system involves several stages, including data collection, algorithm training, and system integration.We evaluate the performance of the system using a dataset of real-world banking transactions and demonstrate its effectiveness in detecting and preventing cyber threats.The Intelligent Shield system has the potential to revolutionize internet banking security, providing a robust and proactive defense against cybercriminals.Its implementation can enhance customer trust, reduce financial losses, and improve the overall security posture of online banking systems.This survey six banks in Nigeria and generated a data that proposes the adoption of artificial intelligent in the protection of the banking industries