Real-Time Data Streaming: Transforming FinTech Through Modern Data Architectures
Sudhir Kumar · European Journal of Computer Science and Information Technology · 2025
This comprehensive article explores the transformative impact of real-time data streaming technologies in the financial services sector through four detailed case studies. It examines how leading financial institutions have leveraged modern data architectures, including Apache Kafka, Spark Streaming, AWS Kinesis, and cloud computing platforms, to address critical business challenges. The article demonstrates how these technologies enable instantaneous fraud detection, enhanced customer experience through personalized offerings, streamlined regulatory reporting, and optimized customer acquisition strategies. Throughout the analysis, the article highlights implementation challenges, technical considerations, and valuable lessons learned, providing essential insights for financial organizations seeking to modernize their data infrastructure and maintain a competitive advantage in an increasingly real-time business environment.