A Critical Evaluation of Blockchain Technology for Financial Inclusion
K. Baranidharan, Nithish Kumar. K, Modem Ravi Kishore, Rajesh Kumar. T, Parthiban. V. S, V Jeevabharathi. · International Journal of Advanced Research in Science Communication and Technology · 2025
This study explores the transformative potential of blockchain technology in enhancing financial inclusion, particularly for unbanked and underbanked populations. By examining the characteristics and applications of blockchain, the study highlights how this decentralized, transparent, and secure technology can bridge the gap between marginalized communities and essential financial services. The analysis also identifies the challenges and opportunities associated with implementing blockchain solutions in the financial sector, ultimately underscoring the importance of understanding these dynamics for policymakers, financial institutions, and technology developers