Insurance Fraud Co-crime Discussion

Xueliang Xiao, Xin Yan Li · Journal of Humanities Arts and Social Science · 2023

Insurance as an imported product in China started late, with the rapid development of China's economy, it has ushered in a better environment and achieved vigorous growth. The most significant characteristic of insurance products is that to obtain insurance compensation, insurance fraud has emerged with the rapid development of the insurance business; insurance fraud not only strikes against insurance companies and the insurance system but also disrupts the order of the national economic environment. However, criminal law clearly defines the concept of insurance fraud and the subject and manner of the joint crime of insurance fraud. However, the subjects of implementing insurance fraud in practice are relatively more complicated, especially when there are insurance frauds with the participation of internal staff of insurance companies and those without status. In this paper, we mainly focus on two aspects of insurance fraud and joint crime and also discuss the common crime of insurance fraud by combining the cases and decisions in judicial practice.

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