Evaluation of Credit Bank Information Management System Model Based on Blockchain Technology
Guangpeng Li · 2023
With the continuous development of blockchain technology, its application in the field of credit supervision is becoming increasingly widespread. This article took bank credit as an example to analyze the credit risk management system constructed based on blockchain technology. The system used blockchain as an information sharing platform for data storage and management, and established corresponding security measures for transaction processes, payment and settlement, so as to provide online monitoring functions. By establishing a dynamic supervision mechanism for the entire process of financial business, the automation of credit default warning and processing work was achieved. Afterwards, this article also tested the performance of the model. The test results showed that the memory usage of the credit bank information management system model based on blockchain technology was between 1% and 5%.