Securing cash withdrawal from ATM with the help of Smart Mobile Banking Application

Rashmi Pote, Sushil S Kulkarni · 2022

Performing cash withdrawal transaction with ATM is increasing day by day. ATM is very important device throughout the world. Each one of us uses ATM for our different banking needs. We are suggesting a method to withdraw money from ATM which uses a Smart Mobile Banking Application (SMBA). The customer has to first register the smart phone with bank server and install smart mobile banking application from bank portal. Customer can set a password as a security authentication for initiating a cash withdrawal from SMBA. After initiating the cash withdrawal and successful password authentication by bank server, cash withdrawal is partially committed to the database of bank, customer can visit the nearest ATM and collect the cash by transferring personal information by Quick Response (QR) code.

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