Artificial Intelligence–Based Mobile Bill Payment System Using Biometric Fingerprint
Kathirvel Ayyaswamy, Debashreet Das, Stewart Kirubakaran S, M. Subramaniam, S. Naveneethan · 2022
Billions of payment transactions occur daily around the world, but every payment method depends on a material to carry. It is common for users to possess various materials like cash, credit cards, and, nowadays, even smart phones to make payment. Meanwhile, it is easy for these materials to be stolen or lost, leading to much consternation and hardship. This chapter provides a detailed portrayal of a biometric payment application developed to introduce a concept of material-less payment. It enables the user to make a payment at any location by enrolling their fingertip without possessing any material. It involves a one-time registration of the user details upon which all further transactions are validated and processed based on the user’s fingerprint, with a designated application taking care of the entire process. This implementation results in a novel payment method and avoids the risk of carrying valuable materials outdoors. This app creates an efficient and safe payment system for global society.