Research on the development of Fintech combined with AIoT
Chiu‐Chin Chen, Chia-Chun Liao · 2021
Fintech is an industry that uses a series of technological innovations such as cloud computing and big data to allow technology to serve finance and greatly improve financial efficiency. However, the Internet of Things technology connects all things to machines to realize information exchange. The effective integration of Fintech and AIoT will not only help improve finance and improve the efficiency of the financial industry, but also enable finance to better serve the real economy. This article aims to discuss the development status, prospects and development strategies of financial technology combined with Internet of Things technology. First, take "Industrial Bank, iFLYTEK and JD Finance jointly constructing AIoT finance" as an example to explore how financial technology companies use AIoT technologies to promote financial efficiency and service. Including the development status and development direction of two aspects of intelligent marketing and intelligent monitoring. Secondly, through situation analysis and political, economic, social, and technical analysis, explore the beneficial changes and difficulties faced by fintech companies after combining AIoT technology.