Computer Information Processing Technology Based on Data Mining Technology
Yueying Yan · 2021
With the explosion of data, the importance of making good use of data is gradually highlighted, which brings challenges and good opportunities to commercial banks. Whether we can make good use of big data of huge customers has become the key to risk management of commercial banks. The profit obtained by commercial banks through lending accounts for a large part of the total profit, so whether commercial banks can carry out scientific credit risk management and reduce the bad debt rate is the key to improve the profit of commercial banks. Traditional commercial banks should keep pace with the times, explore the “gold mine” of big data, improve their credit risk management level, and improve their profitability on the premise of ensuring security. In this paper, through the analysis of data mining technology, on the basis of a commercial bank in our province, the practice test calculation shows that the maximum value of cumulative proportion difference is 0.3355.