Research on Data Analysis for Time Deposit of Bank Customers Based on Ensemble Learning
Zhigang Yang, Yi Yang, Durong Yin, Mao Yang, Lian Li · 2019 3rd International Conference on Electronic Information Technology and Computer Engineering (EITCE) · 2019
Nowadays, time deposit is considered to be the main business of banks but due to the rapid development of the Internet which has a great impact on the financial service products of banks. More and more people choose to invest time deposits in Internet financial products, which also mean to lose bank's financial client holders. This paper is based on data analysis of 21 influencing factors of whether bank customers are subscribed to time deposits or not and to find out the important features of customer's subscription to time deposits by constructing an ensemble learning model and finally evaluating the model to obtain a better prediction model.