The hidden assumptions behind counterfactual explanations and principal reasons
Solon Barocas, Andrew D. Selbst, Manish Raghavan · 2020
Counterfactual explanations are gaining prominence within technical, legal, and business circles as a way to explain the decisions of a machine learning model. These explanations share a trait with the long-established "principal reason" explanations required by U.S. credit laws: they both explain a decision by highlighting a set of features deemed most relevant---and withholding others.