One touch multi-banking transaction ATM system using biometric and GSM authentication

Apurva Taralekar, Gopalsingh Chouhan, Rutuja Tangade, Nikhilkumar Shardoor · 2017

Every individuals has multiple bank accounts in different banks, people's need to carry multiple ATM cards for transaction, there may be different PINs for every account. In traditional system, ATM terminal customer recognition systems only rely on bank cards, security pin number, and such identity verification methods which measures are not perfect and functions are too single and at times there are incidents where we forget ours security PIN number, lose our cards, cards get stolen, stolen PIN numbers. To overcome the bugs in traditional ATM system, introducing a new ATM terminal customer recognition system, “One touch Multi-banking Transaction system using Biometric and GSM Authentication”. Biometric based fingerprint authentication technique is one of the most secure systems, unauthorized accesses are restricted, as this makes fingerprint a unique identification for everyone. This system also assures a secure GSM (OTP-One time Password) based transaction. Here the proposed system has no risk overhead in managing multiple account transactions and achieves high security as compare to the traditional ATM system.

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