Research on Internet Security Payment Based on Multi-factors and Strong Authentication
Qingsu He, Junsheng Wang, Qingzhi Han · 2016
Internet payment with the rapid development has brought great convenience to people's lives, but also tremendous security risks people's property.At present, on Third-Party Payment Platform, E-bank and other Internet payment methods, to change the password, to pay or to transfer account, only phone verification codes or password are given to complete the transaction; When disclosure of personal information such as phone and password is stolen, or user access to phishing sites, it is extremely trouble to ensure the safety of people's funds.The method of multi-factors and strong authentication is proposed in the paper for the security problem about Internet payment.When the user is Internet payment operations, the phone verification codes provided by the mobile operators are not unique authentication system, but also the need for the payment authentication system to be set aside for the Internet payment account.