Research on the Combination of P2P Network Credit and Insurance Based on Game Theory
Pengcheng Han, Xubin Li, Chaoyi Guo · 2016
Since the P2P network credit appeared in China in 2007, it has experienced nearly 8 years of development.But we should notice the following debt defaults, which caused a lot of social problems, becoming even more regular along with its expansion.The occurrence of these violations shows great risk behind the traditional P2P network credit, so how to keep the risk within reasonable limits will be vital for the following P2P network credit study.This paper tries to start from the perspective of game theory, combined the network credit with insurance industry to find a reasonable way for the risk control of P2P network credit.