A Review of Technical Approaches to Realizing Near-Field Communication Mobile Payments
Diego A. Ortiz-Yepes · IEEE Security & Privacy · 2016
This article describes and compares four approaches to storing payment keys and executing payment applications on mobile phones via near-field communication at the point of sale. Even though the comparison hinges on security--specifically, how well the keys and payment application are protected against misuse--other criteria such as hardware requirements, availability, management complexity, and performance are also identified and discussed.