A Novel Hybrid Crypto-Biometric Authentication Scheme for ATM Based Banking Applications
Fengling Han, Jiankun Hu, Xinhuo Yu, Yong Feng, Jie Zhou · 2006
Abstract. This paper studies the smartcard based fingerprint encrytion/authentication scheme for ATM banking systems. In this scheme, the system authenticates each user by both his/her possession (smartcard) and biometrics (fingerprint). A smartcard is used for the first layer of authentication. Based on the successful pass of the first layer authentication, a subsequent process of the biometric fingerprint authentication proceeds. The proposed scheme is fast and secure. Computer simulations and statistical analyze are presented. 1