Securing On-line Payment using Dynamic Signature Verification.
Valentin Andrei, Sorin Mircea Rusu, Stefan Stelian Diaconescu, Adrian M. Dinescu · 2011
Since the “explosion” of the number of on-line transactions, many IT researchers have concentrated their efforts to offer solutions to the security demanded by operations involving financial data. This paper proposes a novel system which employs biometry to secure electronic transactions by using the dynamic signature as the single individual characteristic to be verified before the processing is made. By attaching the signature to a payment instrument, a new security layer will be implemented being able to reject a percentage of identity theft attempts close to 100%. All verification requests will be processed at a dedicated processing node, signalling the response through secured customized interfaces.