Comparison of Different Neural Network Used in Combining Forecasts of Personal Credit Scoring
Xie Xing-heng · Journal of Hangzhou Dianzi University · 2009
With the idea of combining forecasts,this paper presents new approaches by combining multi-linear regression and logistic with perception,BP,Elman and LVQ and then apply them in personal credit risk scoring of one commercial bank.The results show that the new technique of combining forecast is more accurate than either of the individual technology,especially in avoiding recognizing the bad application as good ones.