On Loan Problems of Village Reputation Agency in Information Dissymmetry Environment
LU Wan-ying · Journal of Zhengzhou Institute of Aeronautical Industry Management · 2008
The loan market of the village reputation agency is a typical incompletion information environment.in this kind of environment,the loan activity of the village reputation agency faces many problems.for example,Contrary choice and morals risk and entrustion-surrogation problem in the village reputation agency.The contrary choice problem is soluted by The signal manifestation of the low risk peasant household and quota system of the village reputation agency;the morals risk problem is soluted by enhance risk control system developments and The morals and legal system education to the loaner of the village reputation agency;the entrustion_surrogation problem is soluted by designing information encourages mechanism and loan duty pursues system.