The Research of Car Insurance Pricing Base on GAM
Tong Li-juan · Shuxue de shijian yu renshi · 2011
The basic Principle on car insurance pricing is risk analysis.The conditious of car,the car drivers,and circumference of driving make a whole risk system of car insurance pricing.We introduce the Generalized Addictiv Model to car insurance pricing as a starting point.GAM applies the nonparametric smoothing to estimates parameter,combined with bayes theory and MCMC methods,which construct car insurance pricing model to a foreign insurance data.