Discussion on Risk Control of P2P Financing
Dejun Zou · 2015
With the rapid development of the P2P financing, its risk control becomes the key area. Many scholars have carried out exploration into the risks of the P2P financing, including the credit risk, market risk and so on. In practice, the P2P has taken means to control risks such as the on-line certification and off-line investigation. Government shall establish the credit rating system and improve the supervisory system to control risks of P2P financing and the P2P shall reduce the financing risks through strengthening the pre-lending review and analyzing the network mass data.