The Loan Pricing Study of Supply Chain Finance Based on Cloud Muster House
Pan Yong-min · Value Engineering · 2014
To solve the problem of financing in small and medium-sized enterprises, the practice and theoretical research for network of supply chain finance have developed rapidly. Cloud muster house, as a new supply chain finance financing model based on the concept FTW, is the theory summary for current network of supply chain finance. This financing model called cloud muster house built upon thirdparty e-commerce platform was based on cloud computing, cloud logistics, networking and other technology with low financing costs, high efficiency and comprehensive credit assessment. Making use of RAROC approach to establish the loan pricing model for supply chain finance would take full advantage of cloud muster house' powerful information-gathering capacities, to play a positive guiding role in avoiding risks and improving profitability of financial institutions.