Research on the Artificial Neural Network Model for the Credit Risk Analysis of Commercial Banks
Hao Li · Systems Engineering - Theory & Practice · 2001
This paper examines the artificial neural network model and the possibility of its application to the credit risk analysis. A specific and careful study on how to set up the artificial neural network model for the credit risk analysis of commercial banks is focused. The objective of this paper is to construct a feasible and realistic artificial neural network model on which reasonable credit risk analysis is based, therefore scientific credit decision makings can be made by commercial banks.