The Credit Risk Model of Commercial Bank based on Artificial Neural Netsworks
Wang Xiao-mi · Science Technology and Industry · 2006
After WTO's entry, the overseas' financial organs will give the domestic bank the large pressure of competition. In order to adapt to it and increase the ability of resistance on risk, it is necessary to research the commercial bank risk for guarding against the financial risk, maintaining the stability of the finance and the entire economy. According to the concrete reality of our country, this article uses artificial neural networks technology, structuring the credit risk model, and has conducted the real diagnosis research on the data which are provided from some Dalian state-owned bank.