A Development of Trusted Mobile Smart Message Wallet Service Broker (TmSMWSB) Architecture
Kyu Beum Lee, Jong Ok Lee · Journal of Security Engineering · 2015
The rapid advances made in the information and communication technologies have kindled and fueled a fast-paced and widespread shift of information exchange and communication channels between businesses and customers from conventional post and telephone services to mobile-based online services and smartphones. Along with the growing number of smartphone users, an increasing number of people fall victim to new types of financial crimes committed with fraudulent electronic means, such as smishing, pharming, phishing, app/web forgery and fraud, pretending to be a corporate. In this paper, we propose a reliable broker service process providing a communication channel between companies and customers based on the Mobile Wallet (app) on smartphones. The salient features of its process design and implementation are prescreening out fraudulent information and providing customers Smart Wallet-based safe information and services.