A research on the application of simple naive Bayesian classifier on personal credit evaluation

Yi Fan Jiang, Yao Zhang · 2008

According to the specific advantages of simple naive Bayesian classifier (SNBC) on classification problems, we adopted the combination of SNBC and rough set theory to build personal credit evaluation model. Experiment was done on German credit database and showed that the model has a good prediction performance and has real world value upon application.

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