SMS-based Mobile Payment Protocol

Surakarn Duangphasuk, Maykin Warasare, Supakorn Kungpisdan · 2011

Nowadays, most of mobile payment transactions are made through Short Message Service (or SM S). A number of SM S­ based mobile payment protocols have been proposed but still lack of security properties. This paper introduces a new SM S-based operator-assiste d mobile payment protocol called SOMP. The proposed protocol offers clients the ability to perform payment transactions directly to the mobile operator itself or to merchants through the mobile operator. We perform accountability analysis to show that SOMP satisfies necessary security properties. Moreover, SOMP is easy to use and compatible with existing SM S infrastructure.

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