Design of Improved Algorithm for Mobile Payments Using Biometrics

Jyotsana Goyal, Dinesh Goyal · 2014

As mobile technology is growing; the payment technology is also growing with it, which enables end-to-end payment processing system in context of daily routine transactions or associated business (sales) transactions. It offers enormous flexibility to customers as to pay their bills anytime and anywhere without having the need to go outside. But inspite of all the benefits mobile payments are not very common since everyone does not possess a phone with such capabilities. Also with the ease of m-payments comes the issue of security, especially, authentication issue. Thus, we will be designing such a mobile payment system integrated with biometric authentication model which will provide the facility of mobile payments with increased security levels and that it would enable more and more people to use mobile payment system even with the simplest mobile phones.

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