Strengthening E-Banking security using Keystroke Dynamics
Ahmad Kabir Usman, Mahmood Hussain Shah · 2013
University of Central Lancashire. His research interests are in the areas of cyber security, e-banking, identity theft prevention in e-retailing, e-business and Information Systems. This paper investigates keystroke dynamics and its possible use as a tool to prevent or detect fraud in the banking industry. Given that banks are constantly on the lookout for improved methods to address the menace of fraud, the paper sets out to review keystroke dynamics, its advantages, disadvantages and potential for improving the security of e-banking systems. This paper evaluates keystroke dynamics suitability of use for enhancing security in the banking sector. Results from the literature review found that keystroke dynamics can offer impressive accuracy rates for user identification. Low JIBC December 2013, Vol. 18, No. 3- 2-costs of deployment and minimal change to users modus operandi make this technology an attractive investment for banks. The paper goes on to argue that although this behavioural biometric may not be suitable as a primary method of authentication, it can