Security Enhancement Protocol in SMS-Banking using Digital Watermarking Technique
Md. Nazmus Sakib, A.B.M. Rafi Sazzad, Syed Bahauddin Alam, Celia Shahnaz, Shaikh Anowarul Fattah · 2010
Banking service is a part and parcel in the reformist human society. Due to the proliferation of communication technology, instead of conventional paper based banking system, sms-banking and m-banking are getting immense popularity. However, regardless of nature of transactions, maintaining security is a major concern in this sector. In this paper, a short message service (SMS) based m-banking protocol under GSM technology is presented. In view of ensuring a high level of security during client authentication and data transmission, in the proposed SMS-banking scheme, a digital watermarking technique is introduced. The proposed scheme, because of widespread use of cellular phones, offers an ease of implementation in conjunction with a high level of security.