Risks and Opportunities of Expert Systems in the Offices of Administrative Institutions : The Case of Creditworthiness Tests for Business Founders at a Semi-Public German Bank
Peter Dambon, Fabian Glasen, Rainer Kuhlen, Martin Thost · KOPS (University of Konstanz) · 1991
The theses about risks and opportunities of AI applications in public administration presented here have emerged from the empirical analysis in a semi-public German bank as well as from the subsequent phases of conception and prototype implementation of a corresponding knowledge-based system supporting decision-making in that institution, where the credit worthiness of business founders is evaluated. The theses will oscillate between the perspective directly emerging from our system concept, and assessments of a more general nature.