User authentication using mobile phones for mobile payment
Soonhwa Sung, Cheong Youn, Eun-Bae Kong, Jae‐Cheol Ryou · 2015
Mobile authentication systems for mobile payment often use either the web or mobile channel individually to confirm the identity request of a remote user. Most common activity in mobile commerce is done through mobile phones. The mobile phones are vulnerable to numerous security threats due to involvement of valuable financial and personal information.