A Secure Mobile Payment Model
Tao-Ku Chang · Advances in intelligent systems research/Advances in Intelligent Systems Research · 2013
Mobile devices are most ubiquitous, consumers can now use their mobile devices to pay for a wide range of services and digital or physical goods.However, consumers' security concerns are a major barrier to broad adoption and use of mobile payments.In this paper, we design a secure payment model in which access control is based on serviceoriented architecture.A consumer uses his/her mobile device to get authorization from the bank's server and generate a QR code as the payment certificate.